Newly Admitted Students Links

Health Insurance

Please understand that health care in the United States is largely a private, not a governmental, function.  Therefore, Northern Kentucky University requires all international students in F-1 status and their dependents to have insurance valid in the United States against the high cost of medical care (health and accident), repatriation, and emergency medical evacuation. 

Students must enroll in a group health insurance plan through Northern Kentucky University.  An exception may be made for those students who already have exceptional health coverage and show proof that they are covered by another appropriate plan that includes all of the above.  These students need to submit to this office, in person, evidence of coverage, the dates of coverage, and a description of the benefits provided in English no later than August 24, 2009.  If students have coverage equal or superior to the plan Northern Kentucky University offers, they will be given a waiver to present to the Bursar at the time of registration.  Students without a waiver by the deadline above will be assessed the appropriate premium. Health insurance is mandatory.

It must also be understood that insurance policies in the United States, including the University’s policy, do not pay 100% of medical expenses incurred nor do they pay for the treatment of a condition that existed prior to insurance coverage.  In these situations, the student is responsible for the cost of any medical treatment not covered by the insurance plan.

Enclosed is a medical form that you must complete in cooperation with your physician.  Please return the form to the Office of International Students & Scholars no later than August 24, 2009.